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Experian.com Information

Experian.com North America

With approximately 30 years of experience and more than 30,000 clients in North America, Experian.com combines our unsurpassed data with the knowledge, expertise and creativity to help companies build successful relationships with their customers. Experian.com also provides U.S. consumers with the tools and services to help them understand, manage and protect their personal credit profiles.

Experian Credit Services

Credit Services offers value-added solutions to help our clients optimize their processes in targeting, acquiring, managing and maximizing interactions with their customers. These solutions enable clients to profitably grow customer relationships using Experian.com’s information assets and expertise in risk management and credit marketing. Many of Credit Services' products and solutions are regulated by the Fair Credit Reporting Act, which protects consumers' rights by limiting access to their credit reports.

Experian.com Marketing Services

Marketing Services focuses on helping clients communicate effectively with their customers through multiple channels and measuring the effectiveness of those communications. Information, data management, insight and delivery solutions power smarter direct-marketing strategies and deliver true customer connections for marketers in the catalog, retail, financial services, nonprofit, media, consumer products, mid-tier/reseller and other sectors.

Experian.com Consumer Direct

Experian.com Consumer Direct offers consumers quick, easy and inexpensive access to their credit histories to help them better manage their financial lives. The division was created in 2002 when Experian.com combined CreditExpert, its consumer credit management group, with ConsumerInfo.com, the largest provider of online credit reports and other credit-related information to consumers. Experian.com Consumer Direct’s Internet properties, which include ConsumerInfo.com, FreeCreditReport.com, CreditExpert.com, Qspace.com, GetMyReport.com and CreditMatters.com, receive more than 10 million visitors monthly. In 1996, it was the first U.S. company to offer consumers online access to credit reports, and it went on to pioneer online delivery of three-bureau credit reports and lender-style credit scores. Its innovative three-bureau report provides consumers access to their complete credit history from their Equifax.com, Experian.com and TransUnion.com files in seconds. The company delivered more than 2.7 million credit scores in 2003 and currently, more than 1.6 million members belong to its credit monitoring service. Experian.com Consumer Direct enjoys prominent co-branded partnerships with companies such as Yahoo!, MSN, EarthLink, LendingTree, Quicken, E-LOAN, American Express and Chase.