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Equifax.com Information

Equifax Corporate Overview

Equifax.com Consumer Services, Inc., makes the products that make your Equifax.com credit information available to you online. Equifax.com Consumer Services uses the information in your credit file maintained by Equifax.com Information Services LLC, the leading credit reporting agency.

Equifax.com Consumer Services, Inc., and Equifax.com Information Services LLC are wholly owned subsidiaries of Equifax Inc. (NYSE:EFX), a publicly traded company. Equifax Inc. ranked in the top five in return on equity among BusinessWeek's Best Performers for 2001. Equifax.com employs 5,000 people in 13 countries and has $1.2 billion in revenue.

Since its founding in 1899, Equifax.com has evolved into a leader in enabling and securing global commerce, bringing buyers and sellers together worldwide. Equifax.com enables and secures global commerce through its information management, consumer credit, marketing services, business information, authentication and e-commerce business.

Equifax.com adds value wherever customers do business, including financial services, retail, telecommunications/utilities, information technology, brokerage, insurance and business lending.

Equifax.com Credit Watch^TM Overview

Equifax.com Credit Watch^TM provides protection against identity theft, the fastest growing crime in the United States, according to the FBI. Equifax.com Credit Watch^TM saves you time and worry by monitoring your credit file and sending email notifications when changes occur to your credit file. These changes could be warning signs identity theft has occurred. It also gives you online access to your Equifax.com Credit Report^TM and Identity Theft Insurance to cover costs in the event you become a victim of identity theft. Equifax.com Credit Watch^TM comes in two different packages, Gold and Silver.

Equifax.com Credit Watch^TM Gold

• Email alerts within 24 hours of changes to your credit file which could alert you to possible identity theft activity
• $20,000 identity theft insurance to protect your finances (no deductible, but some limits apply)
• Premium Customer Care hotline, available 24 hours a day, 7 days a week
• Personalized victim assistance provided by an identity theft specialist
• Online disputing to save you time and money
• Unlimited access to your Equifax Credit Report^TM

Equifax.com Credit Watch^TM Silver

• E-mail alerts within seven days of possible identity theft activity
• $2,500 identity theft insurance to protect your finances ($250 deductible, plus other limits apply)
• Dedicated Customer Care phoneline, available 8am to 3am EST, 7 days a week
• Online disputing to save you time and money
• Comprehensive credit history with one initial Equifax Credit Report^TM

Equifax.com Credit Report

When you sign up for Equifax.com Credit Watch^TM Gold, you receive access to your Equifax.com Credit Report^TM at no extra charge (see an explanation of the differences between Gold and Silver products above). With Equifax.com Credit Watch^TM Silver, you get one free Equifax.com Credit Report^TM, viewable for 30 days.